A set of cool sunglasses can completely transform any man’s look and appearance. However, selecting the right pair of men’s sunglasses is very important or even the efforts at looking stylish might backfire. For those who have questions such as obtaining excellent customer service in sunglasses, and whether you should choose expensive designer glasses or inexpensive regular ones, here is some information that will be useful to you Mens Sunglasses.

Before choosing a set of sunglasses, you have to think and find out why you want to buy. There might be two causes for purchasing glasses: for style or for protection. For both options, there is a large number of excellent glasses available in the market. To zero in on the pair that will suit you well, you can consult a stylist or search on the internet for tips regarding sunglasses that fit your face structure, color and shape.

Men’s sunglasses can be very helpful for protecting the eyes in the UV sun’s rays. They can also lessen the quantity of bright light entering the eye so that the wearer can be comfortable even in places with a bright source of light such as a beach on a sunny day. If you wish to purchase glasses for protection a lot more than style, then you should attempt to buy branded glasses, as only a reputed company can be trusted to instill quality into it’s product along with good looks.

On the other hand, should you only desire to flaunt an elegant pair of men’s sunglasses on the holiday or a beach party, then you have a dearth of possibilities. Since, you don’t have to worry about the amount of protection in this instance, you only have to browse the markets and try on glasses on display everywhere and purchase those that steal your heart. However, you must not purchase inexpensive glasses either, especially if you want to use the pair a minimum of more often than once.

If you are one of those who would like to flaunt luxury brands on your clothes and accessories, then you have two options with sunglasses: either get a real pair of sunglasses from a power outlet of the trademark or buy cheap designer sunglasses in the market. Needless to say, cheap glasses will only be a replica from the real designer pairs. Remember, real is real: even a near-perfect replica of Dolce and Gabbana sunglasses can’t ever match the authentic pair.

Alfredo Camargo is an Internet Marketer, Writer and Consultant. Who’s passions include helping people, red wine, coffee, travel, film and fashion.

Now that the New Orleans Saints are the standard bearers for professional football, people nationwide are not just looking for football jerseys but custom football uniforms and jerseys. However, most people think of department stores or sporting good facilities for their purchase. Have you ever given thought to finding some of the best custom football uniforms or jerseys online?

If you perform a simple search online you will find that there are many custom shops that specialize in designing custom made sporting apparel. The good news is – the size of your order doesn’t matter, finding exactly what you are looking for can be achieved. Many shops are now equipped with software that allows buyers to visualize the design they are looking for before placing an order. Some companies even have special programs that allow you to build your own custom football uniforms, review it and decide if you want to place the order or not Football Jersey Design.

Athletic uniforms are to athletes what logos or trademarks are to businesses. It gives an individual an identity like no other but it also instills a certain level of confidence, comfort and intelligence. Custom football uniforms are so constructed or designed for enhancing the performance of an athlete. It’s tailored-made based upon the integrity of the game and the season.

These uniforms bear the individual’s name and number in a variety of shapes, sizes, colors, styles and designs. Anything from shorts, t-shirts, jerseys, skirts, fleece, long sleeves or shorts t-shirts and workout attire can be custom-made. Every uniform is custom-made based upon an individual’s measurements, budget, flavor and fashion. Wearing something that’s outdated, ill-fitting or improperly sized can make an athlete look ridiculous and his/her performance could be affected.

There is an enormous selection of custom football uniforms made readily accessible for your particular team which can make all the difference between excellent and mediocre performance. Here is your opportunity to claim ownership to quality and professionally designed uniforms for your team.

Real estate software that manages your business significantly offers clear benefits to business owners and property developers, including, but not limited to, better synchronization of data, faster decision-making, higher customer retention, improves response times and cost-effectiveness. In the past, developers and agents have expressed frustration with managing huge data, property information, redundancy of data, etc. But, advanced real estate software solutions help you manage and adoption best practices for overcoming customer buying resistance Best Real Estate Agency Software.

As a real estate agent, your property-related information is your best asset and it is crucial to maintain this all in the one place. Maintenance of this information helps businesses to grow in the right direction successfully. Managing, organizing and evaluating this information helps businesses to establish its foundation firmly and allows them to better serve the needs of the property investor. It helps in growing trust with clients and maintaining mutually beneficial relationships, which is vital for your business success. As a matter of fact, the objective of real estate software or property management software is to make business processes not only simpler but more efficient for the property developers and agents. They no longer have to wait or worry for business leads. The software solution itself will help in generating leads and grow revenues for their business with economies of scale being achieved.

There are many types of real estate management software such as property management software, lead generation software and B2B lead nurturing on the market today that can dramatically help the property sales agent to carry out their duties. These software solutions can be used to attract customers through your websites. Using the core capabilities of these applications, property developers can create an easy-to-use, reliable, customer-friendly website. It can help you enhance your lead generation as well as your sales conversion rates.

The best part is that it can help track every visitor, assist communication, foster marketing efforts and provide relevant information to the users.This is the reason it is considered as a must & a productive solution for small and medium scale businesses. It is possible to have a higher standard of real estate business without the quality or processing or customer retention issues. These business-grade software solutions are highly worth it and provide huge cost savings in long-term. Moreover, it is easy to justify its cost as it can reduce the chance of hiring a CRM expert, account specialists and a lead generation specialist. It can handle all tasks without compromising quality.

It is always a good idea to be well-informed about the available options for increasing your profits that are cost-effective and efficient. Today, a vast number of real estate companies and realtors are adopting highly feasible, innovative, value-added real estate software solutions (for commercial and residential investment property) for aided growth, better return on investment and engagement of new and existing customers.

Cycling holidays have to be one of the best ways to experience Europe. The freedom you get cycling around the European countryside gives you a unique perspective on the country you’re visiting, allowing you to experience the local culture and history across a whole region. This article takes a look at selection of tours in different European countries, to give you an idea of what’s on offer Costa Blanca Bike Hire.

France

France has to be on of the best destinations to visit if you’re looking for variety. Cycling holidays in France are a great way to get up close with the local culture. One of the most popular routes starts in the St. Emilion vineyards close to Bordeaux and runs for 170 miles to the medieval community of Cahors. The route takes you through the heart of France, winding its way along the banks of the Dordogne River, through towns such as Bergerac and a number of medieval villages, before finishing up in the Vers Valley and beautiful Lot wine country.

Germany

Our next cycling holiday is in the stunning German countryside. Slightly longer than the French tour, at 180 miles, this German adventure explores the impressive area around the Bavarian Lakes. The ride starts at Munich, setting off through the nearby sheltered valleys and picturesque Bavarian communities. It winds its way along the Loisach River and up into a valley between the Karwendel and Wetterstein mountain ranges, before finally reaching the historic outpost of Bad Tolz and Lake Tegeemsee. This fantastic trip gives a great insight into traditional Germany.

Great Britain

Slightly shorter than the first two, only 140 miles in length, but just as popular, is the impressive coast-to-coast route in the north of England. The route starts in Whitehaven on the Cumbrian coast and runs to the sandy coast at Wearside. The length between the two is a mixture of old railway tracks, quiet country roads and stunning hill country, with popular stops along the way including Keswick, Penrith and Alston.

Spain

Our final cycling holiday is a much longer tour, covering 480 miles of Spanish countryside. The route is often traversed in just five days, but you can obviously take longer if you’re not quite that athletic. The trail is based on an old pilgrimage path, between St. Jean Pied, in the French Pyrenees, and Santiago de Compostela; though there is the option of a shorter trip from Leon. Overall it’s a great way to take in this part of the world.

For months now I have shared my experiences when it comes to marketing a website. Without a doubt the greatest way to market your website, on a dollar per dollar basis, is article marketing (more on that in a moment).

Since my initial article on article marketing I have been working hard to find better, faster, easier and more efficient ways to increase marketing efforts for website owners. After piecing together the information that I have found, I have been able to come up with a way to put your article marketing efforts on steroids Buy Hgh.

Let me start with the basics and that is exactly what article marketing is. Article marketing is the process by which you promote your website by writing an education and informational article in relation to the content of your website. You then promote your website in that article in the resource box and then submit the article and resource box to various article directories around the web.

To break article marketing down into more detail you will write an article that is at least 450 words in length. When I say the article should be educational what I mean is it should teach the user something about whatever your website is about. For example if you sell power tools, write an article on how to use a router or an article on table saw safety.

Then once you have your article written, you write up what is called a resource box. It is in the resource box where you will promote your website. What you are trying to do is let the reader of the article know who wrote it and how they can get a hold of you. A good resource box reads, “John Jones is the owner of TGIF Power Tools, Inc. To learn more about Mr. Jones or TGIF visit their website at (insert the web address here).” As you can see the resource box example tells the reader who you are, your company name and the website address.

The final step of article marketing is to submit your article to various article directories around the web. A quick search in Google on the words “article directory” will yield you plenty of results. They are free to join and submit. Their visitors will then read your article and either click on the link to your website in the resource box or take your article and syndicate it. Syndication means they use your article and resource box on their own website.

You repeat this daily and within 30 days you should be receiving hundreds of hits to your website. Once you get the person to visit your site, making the sale is up to you. If you designed your website properly, you should have no problem making a sale, even in a down economy.

That is article marketing in a nutshell, but what I want to tell you about is putting that process on steroids. Meaning to take it to a level you never thought you could imagine.

Traditionally, selling commission in most North American markets through MLS have been between 5% an 6% of the sale price. Till the advent of internet, the information on properties, their values, taxes and other factors that affect the values were available only through real estate brokerages who kept and maintained the databases of such valuable information. Brokerages charged a fair price for providing access to such information and selling a property through MLS.

Then the era of free and easy access to information began, internet was in vogue. This also brought in the Flat Fee MLS service in vogue. Though, flat fee MLS service has been around for several decades, its share of the total real estate market was very low. Lately with consumers becoming more concerned about the cost of selling, Flat Fee MLS listing has caught the attention of the public and media MLS Listings.

To really understand selling through MLS, one must know and understand how the process works. When you hire a Real Estate Brokerage to put your property for sale through the multiple listing service, the Real Estate Brokerage becomes the listing Brokerage / Agent of your property.

The information about your properly is processed through the MLS system. All members of the real estate board have access to the MLS system. When a member of the real estate board, acting through the MLS system, brings an offer and the property is sold, he is called a Cooperating Broker.

The fee / commission that you pay for selling is split between the two brokerages, traditionally on a 50/50 basis.

Flat FEE MLS refers to the commission of the Listing Broker, who offers MLS services for a Flat Fee. Flat Fee means, that Listing broker’s fee is not a percentage of the selling price, it is fixed. Though the cooperating brokerage can also work on a flat fee, in the current context of Flat Fee, we are only discussing Flat Fee for the Listing Brokerage. The Flat Fee varies from brokerage to brokerage and so do the services offered.

Some brokers, provide you full service at a much lower price than the conventional five or six percent of the sale price. Some offer low Flat Fee MLS but no other support or hardly any support. Many others have a combination of small fee that covers some costs of providing a MLS service and then the total fee is heavily discounted. There is also a trend where instead of buying the bundled MLS service, you can buy only those services that you need.

Taylor Swift is well known for how she connects with her fans, and has always been one of the young artists entirely comfortable and natural with the use of social media as a way of promoting her music. The launch for her brand new single “We Are Never Ever Getting Back Together” was no different. The “Speak Now” songstress got online and did a live web chat and Google hang out with fans worldwide. She also had a few select lucky fans right from across the globe there in the room with her, which gave the whole event a really personal feel  How Taylor Swift Started Her Career.

The purpose of this web chat was to announce the release date for her new album “Red” which lands in stores on October 22nd. “I’ve been working on it for 2 years” Swift explains “And I am so proud of it!”

Taylor said “There are 16 songs on the new album and that’s not including any bonus tracks that you might find here or there. I wrote so many songs for this album that it was difficult to choose which one would make it and which ones wouldn’t. I ended up having to pick between 30 and 35 songs that I’d written.”

If fans notice a change in sound or direction on a number of the tracks it may be because Swift has done significantly more collaborating on this album than on previous releases.

Taylor explains “For my last album, I wrote it completely on my own… That was an amazing way to make a record and I was really proud of it. When it came to approaching this album, I wanted to go back to the drawing board and think of a different way and that was to call all of my songwriting and producing and artist heroes and see if they wanted to work together. Just make the call to see. I did that and got to work with some of my absolutely favorite people.”

One of those “favorite people” includes British singer songwriter Ed Sheeran who Taylor co-writes and duets with on “Red”.

She also previewed her first single “We Are Never Ever Ever Getting Back Together” which has smashed the iTunes record for the fastest song ever to hit the No1 spot, beating Lady Gaga’s previous record of topping the charts in just 50 minutes.

“Never Ever Ever Getting Back Together” is of course a break up anthem and Taylor once again explores the theme of relationships on this new album. “When I’m writing an album, my world kind of becomes a big story board and everyone in it has the potential to become a character in it… ” You could read this as a reference to the earlier media buzz over the singer John Mayer’s recent interview with Rolling Stone Magazine where he let off steam about his annoyance over Taylor’s song “Dear John” which was pointedly aimed at him after their break up.

She describes some of her relationships as “dysfunctional and not good, but when you write about them, it’s good.” As she played “We Are Never Ever Getting Back Together,” and danced along to it on her chair and did actions to the song as if to underline it’s meaning.

You wouldn’t think there would be very many “firsts” left for Taylor Swift in her career, however she has also had new experience this last week. She has for the first time topped the Billboard Hot 100 charts as her new single “We Are Never Ever Getting Back Together” rocketed from position 72 last week, right to the top spot.

I don’t think God has ever been in a WWF ring, but there is a recorded event in the Bible which could be the ancient equivalent, at least if it were interpreted literally. Did Jacob, Abraham’s grandson, really wrestle God like the scripture seems to say he did? If so, it would be one of the stranger stories of the Bible. But we can rest assured the story isn’t about a man wrestling the Almighty. So what’s the story really about, and how can it help us in our spiritual journey?

As it turns out, this story is quite profound! It was meant to teach us about God, and more importantly, it teaches us about a spiritual journey “within”. It is the same “within” that Jesus speaks of when he states that the Kingdom of God is within you Pineal Gland Decalcify.

Let’s dive into the wrestling match of Jacob and God in Genesis to understand what I mean. Jacob’s wrestling match with God takes place near the end of Genesis chapter 32. Jacob is in the process of returning to the land God promised Abraham. At one point in the journey, Jacob divides up his family and animals into different companies and sends them ahead while he stays back on one side of a creek. He is completely alone. According to the Biblical story, something strange happens that night; a mysterious man wrestles with him until daybreak. But who is this mystery man and where did he come from? The story gets even stranger. This mystery man could not beat Jacob at the wrestling match, but he is able to dislocate Jacob’s thigh. This same man then tries to leave once morning comes, but Jacob doesn’t let him, at least not until he gets a blessing from the man. When all is said and done, the man tells Jacob that “…Thy name shall no more be called Jacob, but Israel: for as a prince hast thou power with God and with men, and has prevailed.” (Gen 32:28).

Here we get our first hint that the mystery man is God himself. The fact that the Biblical author means the mystery man to be God is revealed two verses later:

“And Jacob called the place Peniel: for I have seen God face to face, and my life is preserved.” (Gen 28:30).

A couple of things to note here: first we see that the mystery man Jacob wrestled with is God himself. Second we see that Jacob prevailed in the struggle with God. If we think about all of this literally, it makes no sense. So, as always, I ask the question: what is the real spirit of the scripture in this story?

I want you to notice that Jacob said he saw God “face to face.” This is where things get really interesting. While Jacob did not see a literal face, he did see God, or at least the Biblical writer’s concept of God. It just wasn’t with the physical eyes. There’s a special word in verse 30 that tips us off to what this whole experience was really about, and although it’s not common knowledge, ancient world stories were full of this kind of experience. It all has to do with the word “Peniel.” Verse thirty already told us that Peniel was the name Jacob gave the place where the wrestling match with God happened. But that’s not what’s important. What is important is that “Peniel” is meant to be a real place inside you! Now pay attention, because this is how to the story of Jacob’s wrestling match affects you.

There is a special gland that sits at the center of the brain called the Pineal gland. In ancient cultures it was known as the “third eye.” It is known as an eye because the Pineal gland in your brain has a special relationship to light. Just like the retina of your physical eyes, the Pineal gland also contains light-sensitive cells. In fact, they are similar to some of the cells that make up the retina.

Anabolic steroids and body building supplements are a controversial way that many athletes and bodybuilders to build muscle. Often referred to as these steroids, these supplements are presented in both natural and synthetic forms. Lots of the controversy concerns the synthetic form due to the harmful side effects that body builders can suffer from. Natural anabolic supplements tend to be less harmful if used in moderation. Either way, Anabolic steroids promote cell growth and division, which is the common principle behind body building because it causes large muscles formed from smaller ones Buy Hgh France

Body Building Supplements have been stigmatized by a reputation for a variety of reasons. When athletes and abuse of anabolic steroids body builders, they gain a competitive advantage over their opponents. As a result, officials in the sport of cricket to body building considered anabolic steroids and supplements against the rules. This is evident in the recent scandals related to baseball superstars like Barry Bonds and Mark McGwire. In the 1980s, the World Wrestling Federation also went through a big scandal that led to the use of anabolic steroids and supplements in the news. These and other scandals have contributed to the poor reputation of these controversial anabolic supplements.

Education on the effects of anabolic steroids and supplements is necessary to help guide people away from them. Unfortunately, many of the athletes in high school have turned to anabolic supplements to help them gain a competitive advantage against their opponents. With the positive effects that are described by professional athletes, younger users are often unaware of the implications for the long term. Many anabolic steroids supplement users suffer from high blood pressure, which can lead to much serious implications and cannot be fixed on the body of the user.

Although steroids equivalent to a large amount of controversy, it is not free of side effects positive. If you want to build muscle fast, anabolic steroids and supplements is one way to do so. They were also used in a variety of medical treatments until it was banned in 1988. Pediatricians used anabolic to stimulate growth in children with stunted growth hormone. Doctors also have used steroids to help cancer and AIDS patients increase their appetite and build muscle mass. Until recently, doctors also used to induce puberty in boys. Now, medical treatments use testosterone for this purpose and to help athletes recover from injuries.

Supplements of synthetic steroids are controversial because they provide increased strength and muscle mass, but at great cost to the health of the user. The natural way, however, may be less harmful. In any event, even natural anabolic abuse can be detrimental to their health and bodies. In many cases, can be the expert or coach to advise you and help you discover the most beneficial form of bodybuilding material to help you achieve the best results.

Stock Analyzing

Investors come in many shapes and forms, so to speak, but there are two basic types. First and most common is the more conservative type, who will choose a stock by viewing and researching the basic value of a company. This belief is based on the assumption that so long as a company is run well and continues turning a profit, the stock price will rise. These investors try to buy growth stocks, those that appear most likely to continue growing for a longer term.

The second but less common type of investor attempts to estimate how the market may behave based purely on the psychology of the market’s people and other similar market factors. The second type of investor is more commonly called a “Quant.” This investor assumes that the price of a stock will soar as buyers keep bidding back and forth (often regardless of the stock’s value), much like an auction. They often take much higher risks with higher potential returns-but with much higher potential for higher losses if they fail.

Fundamentalists

To find the stock’s inherent value, investors must consider many factors. When a stock’s price is consistent with its value, it will have reached the target goal of an “efficient” market. The efficient market theory states that stocks are always correctly priced since everything publicly known about the stock is reflected in its market price. This theory also implies that analyzing stocks is pointless since all information known is currently reflected in the current price. To put it simply:

• The stock market sets the prices.
• Analysts weigh known information about a company and thereby determine value.
• The price does not have to equal the value. The efficient market theory is as the name implies, a theory. If it were law, prices would instantly adapt to information as it became available. Since it is a theory instead of law, this is not the case. Stock prices move above and below company values for both rational and irrational reasons

Fundamental Analysis endeavors to ascertain the future value of a stock by means of analyzing current and/or past financial strength of a particular company. Analysts attempt to determine if the stock price is above or below value and what that means to the future of that stock. There are a multitude of factors used for this purpose. Basic terminology that helps the investor understand the analysts determination include:

• “Value Stocks” are those that are below market value, and include the bargain stocks listed at 50 cents per dollar of value.
• “Growth Stocks” are those with earnings growth as the primary consideration.
• “Income Stocks” are investments providing a steady income source. This is primarily through dividends, but bonds are also common investment tools used to generate income.
• “Momentum Stocks” are growth companies currently coming into the market picture. Their share prices are increasing rapidly.

To make sound fundamental decisions, all of the following factors must be considered. The previous terminology will be the underlying determining factor in how each will be used, based upon investor bias.

1. As usual, the earnings of a particular company are the main deciding factor. Company earnings are the profits after taxes and expenses. The stock and bond markets are mainly driven by two powerful dynamisms: earnings and interest rates. Harsh competition often accompanies the flow of money into these markets, moving into bonds when interest rates go up and into stocks when earnings go up. More than any other factor, a company’s earnings create value, although other admonitions must be considered with this idea.

2. EPS (Earnings Per Share) is defined as the amount of reported income, per share, that the company has on hand at any given time to pay dividends to common stockholders or to reinvest in itself. This indicator of a company’s condition is a very powerful way to forecast the future of a stock’s price. Earnings Per Share is arguably one of the most widely used fundamental ratios.

3. Fair price of a stock is also determined by the P/E (price/earnings) ratio. For example, if a particular company’s stock is trading at $60 and its EPS is $6 per share, it has a P/E of 10, meaning that investors can expect a 10% cash flow return.

Equation: $6/$60 = 1/10 = 1/(PE) = 0.10 = 10%

Along these same lines, if it’s making $3 a share, it has a multiple of 20. In this case, an investor may receive a 5% return, as long as current conditions remain the same in the future.

Example: $3/$60 = 1/20 = 1/(P/E) = 0.05 = 5%

Certain industries have different P/E ratios. For instance, banks have low P/E’s, normally in the range of 5 to 12. High tech companies have higher P/E ratios on the other hand, generally around 15 to 30. On the other hand, in the not too distance past, triple-digit P/E ratios for internet-stocks were seen. These were stocks with no earnings but high P/E ratios, defying market efficiency theories.

A low P/E is not a true indication of exact value. Price volatility, range, direction, and noteworthy news regarding the stock must be considered first. The investor must also consider why any given P/E is low. P/E is best used to compare industry-similar companies.

The Beardstown Ladies suggests that any P/E lower than 5 and/or above 35 be examined closely for errors, since the market average is between 5 and 20 historically.

Peter Lynch suggests a comparison of the P/E ratio with the company growth rate. Lynch considers the stock fairly priced only if they are about equal. If it is less than the growth rate, it could be a stock bargain. To put it into perspective, the basic belief is that a P/E ratio half the growth rate is very positive, and one that is twice the growth rate is very negative.

Other studies suggest that a stock’s P/E ration has little effect on the decision to buy or sell stock (William J. O’Neal, founder of the Investors Business Daily, in his studies of successful stock moves). He says the stock’s current earnings record and annual earnings increases, however, are vital.

It is necessary to mention that the value as represented by the P/E and/or Earnings per Share are useless to investors prior to stock purchase. Money is made after stock is bought, not before. Therefore, it is the future that will pay, both in dividends and growth. This means that investors need to pay as much attention to future earnings estimates as to the historical record.

4. Basic PSR (Price/Sales Ratio) is similar to P/E ratio, except that the stock price is divided by sales per share as opposed to earnings per share.

• For many analysts, the PSR is a better value indicator than the P/E. This is because earnings often fluctuate wildly, while sales tend to follow more dependable trends.
• PSR may be also be a more accurate measure of value because sales are more difficult to manipulate than earnings. The credibility of financial institutions have suffered through the Enron/Global Crossing/WorldCom, et al, debacle, and investors have learned how manipulation does go on within large financial institutions.
• The PSR by itself is not very effective. It is effectively used only in conjunction with other measures. James O’Shaughnessy, in his book What Works on Wall Street, found that, when the PSR is used with a measure of relative strength, it becomes “the King of value factors.”

5. Debt Ratio shows the percentage of debt a company has as compared to shareholder equity. In other words, how much a company’s operation is being financed by debt.

• Remember, under 30% is positive, over 50% is negative.
• A successful operation with ascending profitability and a well marketed product can be destroyed by the company’s debt load, because the earnings are sacrificed to offset the debt.

6. ROE (Equity Returns) is found by dividing net income (after taxes) by the owner’s equity.

• ROE is often considered to be the most important financial ration (for stockholders) and the best measure of a company’s management abilities. ROE gives stockholders the confidence they need to know that their money is well-managed.
• ROE should always increase on a yearly basis.

7. Price/Book Value Ratio (a.k.a. Market/Book Ratio) compares the market price to the stock’s book value per share. This ratio relates what the investors believe a company (stock) is worth to what that company’s accountants say it is worth per recognized accounting principles. For example, a low ratio would suggest that the investors believe that the company’s assets have been overvalued based on its financial statements.

While investors would like the stocks to be trading at the same point as book value, in reality, most stocks trade either at a value above book value or at a discount.

Stocks trading at 1.5 to 2 times book value are about the limit when searching for value stocks. Growth stocks justify higher ratios, because they grant the anticipation of higher earnings. The ideal would be stocks below book value, at wholesale prices, but this rarely happens. Companies with low book value are often targets of a takeover, and are normally avoided by investors (at least until the takeover is complete and the process begins anew).